Moreno Insurance Agency

What it covers

Key Business Insurance Products

A Business Owners Policy (BOP) is a comprehensive, pre-packaged solution that bundles essential coverages like business property, liability, and business interruption into a single, convenient policy.

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  • Business Owners Packages (BOP)

    Business property, liability and business interruption bundled into a single, convenient policy.

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  • General Liability

    Third-party bodily injury and property damage, the foundation of a commercial program.

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  • Commercial Auto

    The cars, trucks and vans used for business purposes.

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  • Commercial Property

    Owned or rented property, including office buildings, storage units and warehouses.

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  • Workers Compensation

    Protects employees from job-related injuries or illnesses and can help prevent financial loss from employee lawsuits.

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  • Commercial Umbrella

    Limits above the underlying liability policies, for the claim that exceeds them.

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Why it matters

Understanding Your Business Insurance Options

A Business Owners Policy (BOP) is a comprehensive, pre-packaged solution that bundles essential coverages like business property, liability, and business interruption into a single, convenient policy.

A Commercial Package Policy is a more customized approach, allowing you to build a policy by selecting individual coverages to fit the unique needs of your business.

No two businesses are alike. That’s why it’s important to work with a qualified professional who can craft a policy with the right coverage and no gaps.

Also written here

Specialty Policies

  • Errors and Omissions (E&O)
  • Professional Liability
  • Cyber Liability
  • Employment Practices Liability (EPLI)
  • Inland Marine and Equipment Floater
  • Builders Risk
  • Crime
  • Liquor Liability

For Various Industries

  • Contractors and Landscapers
  • Retailers and Wholesalers
  • Restaurants and Bars
  • Professional Offices
  • Property Managers and Owners
  • General Repair Shops and Auto Body Shops
  • Apartment and Condominium Owners
  • And many more

From Google

5.0 stars across 680 reviews

Jamie Johnsen, the agent this review names Isaura G. on Google, about Jamie Johnsen

“Jamie Johnsen provided outstanding service and made the entire insurance process smooth and stress-free. She helped me secure commercial auto insurance, general liability insurance, and workers compensation coverage.”

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If this office looked after you, a review helps the next person find us.

Answers

Business insurance questions

Answers to the questions our office is asked most. If yours is not here, call and ask us.

A BOP bundles essential coverages like business property, liability, and business interruption into a single, convenient policy. A Commercial Package Policy is a more customized approach, allowing you to build a policy by selecting individual coverages to fit the unique needs of your business.

Contractors and landscapers, retailers and wholesalers, restaurants and bars, professional offices, property managers and owners, general repair shops and auto body shops, apartment and condominium owners, and many more.

No two businesses are alike. That’s why it’s important to work with a qualified professional who can craft a policy with the right coverage and no gaps.

Start a quote

Four things, and we do the rest

Your name, a number that reaches you, an email for the paperwork, and the language you would rather we spoke. That is the whole form.

Rather just talk? (210) 256-8576
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Next step

One phone call is usually the whole job

Tell us what you want covered. If your current policy is already the right one, we will tell you that too.