Moreno Insurance Agency

Legal

Disclosures

Licensing, carrier and compensation disclosures for Moreno Insurance Agency.

Last updated 15 August 2026.

Agency status

Moreno Insurance Agency is an insurance agency licensed in the State of Texas. We are not an insurance carrier and we do not underwrite policies. Coverage is written by the carrier you select and is subject to that carrier’s underwriting, terms, conditions and exclusions.

Carrier affiliation

Moreno Insurance Agency is a Farmers agency. Farmers Insurance and the Farmers name and marks are the property of Farmers Insurance Group and are used here only to identify the carrier relationship. Nothing on this site is published by Farmers Insurance Group.

How we are paid

We are paid a commission by the carrier that issues your policy. You pay the carrier’s rate whether you buy through an agency or direct, so our help costs you nothing extra.

Coverage descriptions

Everything described on this site is a general summary written to be understood, not policy language. It does not amend, extend or alter any policy. Where this site and a policy document differ, the policy document is correct.

No guarantee of savings

We shop the carriers we represent, and that often reduces the premium. It is not a guarantee. Sometimes the honest answer is that your current policy is already the right one, and we will tell you that.

Medicare

We are not connected with or endorsed by the United States government or the federal Medicare program. Medicare information on this site is general and is not a complete description of benefits. Contact the plan for complete details.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Medicare has neither reviewed nor endorsed this information.

Next step

Questions about any of this?

Call the office and ask for Luis. We will answer it in plain words.