From the office
Texas insurance guides and answers
Plain-English guidance on auto, home, renters, life, contractors and Medicare coverage, from the licensed agents at our office.
All posts
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HomeownersIs your home actually covered for what you think?
No two homeowners policies are the same. Here is what the seven parts of a Texas home policy actually do, in the agency’s own words.
4 min read -
RentersWhat your landlord’s policy does not cover
Your landlord insures the building. Your furniture, your laptop and your clothes are not on that policy. Renters insurance in plain words.
3 min read -
AutoWhat actually moves your auto rate
Age, credit, the car, your record and everyone else licensed at your address. The five things a Texas auto carrier is really pricing.
4 min read -
LifeTerm or permanent: which life cover is which
Term, final expense, universal and whole life, described the way the agency describes them at the desk.
4 min read -
ContractorsDoes your trade need workers comp in Texas?
Sole proprietor or crew of ten, the answer changes. What contractors insurance covers, and when E&O starts to matter.
4 min read -
MedicareAdvantage plans are not Supplements
The single most expensive Medicare mix-up, plus the enrollment window and the penalty that follows if you miss it.
5 min read
Next step
One phone call is usually the whole job
Tell us what you want covered. If your current policy is already the right one, we will tell you that too.